The Confidence in Online Money Transfers

The remittance industry is growing at an extremely fast rate. If you will observe your community, then you’ll definitely find a number of remittance centers that are easily accessible. The great thing about their services is that, you can send and receive money using their service or at times, deposit money to your online account that is then used for online gambling in QQ Online or any other online activities that you are into.

Perhaps, it made you ask yourself how do these businesses are able to do it? How money transfer works, how it is sent, is it secure and safe and how the online payments are performed?

A Short Trip to Memory Lane

To start with it, it is vital to have a little bit of background regarding money transfer business. As a matter of fact, this industry started way, way back the 1800s. Someone might be sitting for thousands of miles and send messages via telegram. During this period, money transfer businesses are primarily dependent on these telegrams in order to communicate about the cash that’s being sent and received.

The process is entirely simple but it is somewhat cumbersome because it needs both the receiver and sender to be present in the telegram office. Then as time advances, technology improves and so goes with the money transfer service. Now, it is as what we know today.

Innovation and Development

Sending money over the web is basically just the online version of the traditional way of wiring money. Money transfer businesses or banks are using electronic fund transfers or EFT in order to send money. Simply speaking, they don’t send the tangible form of money instead, they are sending data that is representing the amount. Sending money overseas or making an international payment become faster that it just needs minutes and you’re done. With fast internet, instantaneous exchange of data, money is being delivered smoothly wherever it has to be.

The Question about Security

While this service is extremely common nowadays, still there is the question of security and safety. After all, the internet can be hacked and sending of financial data could be cracked by hackers. But this should not be a problem for it’s been dealt with already. Money is being transferred online using secured layers of coding; this makes the entire process to be safe. Simply speaking, the data sent over the web is encrypted several times that it becomes illogical for hackers. Once it reaches its destination, it will be decoded and represents the actual amount.

Handling Your Financials with Greater Ease Using Finance Apps

It is imperative to have effective and efficient control of our cash flow and if we are at an urgent need, fortunately for us that we can use the loan services from https://långuiden.no. On the other hand, if our ancestors were able to create and program state-of-the-art accounting systems in monitoring their expenses and earning. But today, things were different as situations become a lot simpler and there are various personal financial applications that can help.

As a matter of fact, there’s already decent number of applications that you can find over the web. However, with the right measures and steps taken, you can get the chance of joining market leaders. What you should do is to develop a financial application that ticks all the boxes:

  • Security
  • Useful features and;
  • Intuitive

Financial management applications have set its place in the market and many people have been using these apps to gain control of their cash flow cycle. The truth is, we must be glad to experience this level of comfort and convenience it brings. For back in the old times, what a person would do in app has to be done by hand.

With the introduction of smartphones, it enabled computing of expenses be done on the go. In fact, creating an app these days is easier too with some allowing you to have drag and drop options. Basically, if you wish to turn it as another source of profit, you can do too. But in such a case, it is essential to think of the requirements that people will have, their expectations from the app and so forth.

Functions and Types of Financial Applications

Financial management apps are designed to carry out specific tasks and simplify what seem to be complex procedures into an easy to understand process. Regardless, the primary goal is to assist users in managing their budget. Additionally, you should know that these apps come in two variations, but all of these programs can be broken down into 2 categories:

  1. Simple applications that are requiring manual data entry and;
  2. Complex services that are automating entry process

Simple Finance Application

As mentioned, it’s the simply financial management app. Here, the user has to input all their spending habits by hand. These apps will be monitoring the expenses and categorizing them such as transportation, groceries, utilities and everything in between.

Complex Finance Application

This is the upgraded version of your typical finance application. Here, the user’s account as well as bank account is connected to the program where it automatically receives data from every transaction.

Trading like a Real Pro

Does it cross your mind for once on how you can take advantage of technical indicators when trading? Simply speaking, technical trading is something that involves evaluating the charts and making decisions as per indicators and patterns. Such patterns come in shapes like candlesticks on chart and can provide valuable information on the potential trend of a price.

Major Indicators to be Aware of

Indicators are either overlays or additions on the chart that’s providing additional info using mathematical calculations on both volume and price. Apart from that, it tells you where the price would likely go, which is a critical factor when making trades; should you Call or Put? These indicators would give you the signals.

As a matter of fact, there are 4 major kinds of FOREX indicators used and these are:

  1. Trend
  2. Momentum
  3. Volume
  4. Volatility

Trend Indicator

Trend indicators would tell which direction the market moves in, especially if there’s a trend happening. Sometimes, these are referred to as oscillators as they have the tendency to move between low and high values similar to a wave. Trending indicators include Parabolic SAR, MACD or Moving Average Convergence Divergence as well as parts of Ichimoku Kinko Hyo.

Momentum Indicator

Then there is the Momentum indicator.

With such, it can inform you on how strong a trend is and at the same time, tell you whether a reversal would occur.

These could be very useful in picking out price bottoms and tops. These indicators also include:

  • RSI or Relative Strength Index
  • ADX or Average Directional Index
  • Ichimoku Kinko Hyo and;
  • Stochastic

Volume Indicator

As for Volume indicators, it is perfect if you wanted to know how volume changes overtime, how many bitcoin units are sold and bought. This is extremely useful whenever price changes and if the volume has given indication of how strong the movement is.

Under this indicator include Chaikin Money Flow, On-Balance Volume as well as Klinger Volume Oscillator.

Volatility Indicator

Last but not the least is going to be the Volatility indicator. In the event that you want to know how much changed happened in a given period, then this is what you should opt for. Volatility is extremely important and without this, there is no way how traders can make money. The price needs to move for everyone to make money.

With this in mind, higher volatility is an indication that there’s faster change in pricing. It lets you know about the direction and range of prices.

Should You Consider Using Crypto Bots for Trading?

Crypto trading bots keep on evolving and improving. Almost every year, its functionality and sophistication is becoming more advanced, all thanks the new players that are penetrating the market. This is why finding out what is the best Bitcoin trading bot becomes quite a challenge for many.

But why these bots are so popular if you may ask? In essence, these bots are programs that are using indicators in recognizing trends and then, executing trades automatically. While the algorithmic trading software are used for various purposes like currency markets, commodity and equity, trading bots for private investors had made its first appearance in FOREX trading market. Since then, they’ve exploded in application and made way in crypto market.

What’s Yours?

Given the fact that these bots are extremely popular these days, it is easy to find tons of cryptocurrency trading bots that are now on offer.

They are ranging from software that anyone could use to premium subscription-based bots made for professional crypto traders. On the other hand, even the most trading bots are varying in terms of usability, quality and profitability.

So what are your options with regards to trading bots? Here’s a brief list of some of the most trusted bots by traders.

3Commas

This has built a name in the market by enabling traders execute automated trades on multiple cryptocurrencies including:

  • Bittrex
  • BitFinex
  • Binance
  • Bitstamp
  • KuCoin
  • Poloniex
  • GDAX
  • Cryptopia
  • Huobi and
  • YoBiT

3Commas are providing user-friendly navigation web-based dashboard allowing traders to see their trades on supported exchanges. The cost to use trading bot will range from 30 to 100 dollars which depend on the features that the user demands.

Auton.io

This is actually a new trading bot in the market that claims to be the first decentralized AI trading app made for cryptocurrency. Auton.io is providing a simple trading platform both for amateur and professional traders. It also combines various indicators in order to generate trade signals that the traders could then use to make trades automatically. Auton.io is a premium service that will cost traders 50 dollars a month.

Cryptohopper

If you are searching for cloud-based trading bot, then this is the one you need. Seasoned traders may take a manual approach and configure the trading as per the technical indicators they see fit. The bot is also offering backtesting, trade using different exchanges and trailing stop loss. Using the bot is free for the first month but it has a tiered subscription after that which cost anywhere from 19 to 99 dollars.

Plus Token Sold Off $3 Billion-Worth Digital Money Placed by 10 Million Cryptocurrency Owners

Plus Token, a blockchain based mobile wallet company operated by Chinese nationals was able to entice about 10 million cryptocurrency users to store their digital money in the company, by promising them high yields of interests. Although blockchain reviewers voiced doubts about Plus Token as a legit cryptocurrency operator, the ewallet site was able to gain the trust of cryptocurrency users, which numbered to as many as 10 million Plus Token members by July 2019.

Unknown to the millions of members, Plus Token was into a Ponzi-like scheme of paying dividends using digital money coming from new cryptocurrency investors.However in July of this year, Primitive Ventures, another blockchain-based company owned by Dovey Wan took notice of the ongoing mass sell-off being carried out by the fraudulent Chinese company.

Ms. Wan alerted players in the cryptocurrency ecosystem by sending out tweets about the Plus Token mass sell-offs. She called on other cryptocurrency exchange operators to blacklist the company. According to Ms. Wan, Plus Token still has control of a large amount of cryptocurrency which it still intends to dump and launder using various digital wallets linked to Plus Token.

In order to hasten preventive actions, Ms. Wan attached investigative data gathered by Peckshield, a security audit firm and the e-wallet addresses associated with Plus Token. The Peckshield report showed how real money flowed from PlusToken to the questionabl e-wallets early in July, the same time when Plus Token started dumping the digital money entrusted to the company by millions of cryptocurrency owners.

In a recent oped written by Ms. Wan for Coingraph, she reported that Chinese authorities have already hunted down the core team running the Plus Token cryptocurrency Ponzi scheme. Six of the Plus Token Chinese nationals were extradited to mainland China by Vanuatu, an island country located in the South Pacific.

Crypto Analytics Firm Explains How Plus Token Navigated the Sell-Off

London-based crypto-analytic firm Token Analyst said Plus Token did not sell off cryptocurrencies directly to exchange and trading sites. Instead, the fraudulent company used online mixing services to obscure the origins of the blockchain transactions, before they eventually reached the e-wallet addresses owned by Plus Token.

What Do Online Mixing Services Do in the Cryptocurrency System?

Although using cryptocurrencies allows users to hide their identity when using digital money for peer-to-peer and other online transactions, there is still a database in which comprehensive information about cryptocurrency transactions are stored. Keep in mind that cryptocurrency transactions require the real identity of the owner, but are kept confidential when recorded as blockchain entries through the use of key codes.

Each movement of a specific amount of cryptocurrency, indicates all keycodes involved in a chain of cryptocurrency encryptions that recorded the transfers of digital money. Anyone who would be interested in knowing the true identity of a cryptocurrency source can simply trace it through the related blockchain database.

This is where online mixing services play an important role. The services they offer involve mixing their customer’s cryptocurrency funds with cryptocurrency funds owned by other people. That way, the trail leading back to the original owner of the digital money will be obscured.

Smart Ways to Get Out of Your Debt

In the current state of the economy, going to banks or even private companies to apply for a loan is just difficult. This is due to the reason that jobs aren’t safe and thus, lenders don’t have guarantees that they could get their money back from the people who they will approve the loan. Furthermore, many of these institutions went bust several years ago when countries were struck by recession. It’s for the reason that most of the lenders defaulted their loans. With this in mind, they’ve modified their lending policies and thresholds were increased.

This has created a chain reaction in the economy. And there are deceitful lending companies that have taken advantage of the situation. Such companies prey on the weak and desperate lenders by charging them above the normal interests.

Some companies even have APR of 4000 percent which is just absurd!

But don’t fret. The reputation of the industry may be tarnished but not everyone is like the abovementioned. Banks have become more responsible which is great in the long run. If you’re trying to get a mortgage or loan, you definitely should read the entire content of this article on how you can pick the right company or bank – that will lend you money you need.

Think You got a Good Deal? Nah…

Say that you went to a company situated on high street and asked for money, and they’ve given it without checking your credit rating or even taking a glimpse on your pay slip, then it should serve as a red flag. Most likely, they have high APR and they’re not implementing responsible lending. You may find it advantageous on your end. But what you are doing is putting you in a risky situation. Are you really that prepared to face the consequences?

You’re only trapping yourself in a cycle of debt as you’re lending money from them in order to pay something else and then, you’ll need to lend money from somewhere else in order to repay them. This is a vortex you don’t want to find yourself in. Better yet, talk to respected and trustworthy lenders like Zebra Loans.

It’s for Your Own Good, Financially

Banks may be picky by asking too much information on your end from:

  • Credit score
  • Contact information
  • Employment status
  • Financial data

These are only few of the information that will be asked from you but this is for your own good. They have this responsibility of ensuring that you have the ability of paying monthly or else, you’ll drown in debts. Better to follow the correct process than bypassing it and face serious consequences in the end.

Building Your Business Finance the Right Way

If you are a landlord and renting your property, eventually your business will grow. When such thing happens, you have to seek for reliable property management software. This can provide assistance to have in-depth financial info which can drive your business to continuing success. Unlike if you are going to do everything on your own – it will definitely consume a great amount of your time and energy. Not to mention, if you are clueless with what you are doing, you may just mess it up and get loss whether you are making profits or not.

You just have to Work Smart

These days it is a lot more important for property managers to make use of the same kind of web-based property management tool. Now, more pressure is put forth on finding rent paying and reliable tenants with the probability of the increased need for tenant debt collections. Not to mention, the threat of tenant-landlord litigation.

No matter if you have a keen eye of the market, the need to perform screening on your prospective and new tenants must always be a top priority.

There are several things that must be checked from the tenant whether they use wholesale tradelines try personaltradelines.com, have they good pay record from their past landlord, what about their credit rating, can they pay the rent on a monthly basis etc.

Why would You make it Hard for Yourself if You can make it Simpler?

Fortunately, you don’t have to go through all these things. There are services over the internet that does tenant credit screening. These services perform the things that you were supposed to do. It is these services that will be checking the criminal background and credit history of the person in a matter of minutes. Also, with an integrated system in place, tenant screening info is downloaded automatically to your residential property management database. With this info on hand, you can do a quick review of the tenant’s payment history, proper maintenance history and everything in between.

All of this helps big time in coming up with smart and strategic decisions with your lease management.

Clever Way of Running Your Business

By means of providing your tenants with rent payment options online like credit cards or ACH, it can lower your delinquencies. Furthermore, it can also keep your rental income at top level. Through integrated rental property management software, accounting errors, performing data entry and doing trips to and from the bank can be significantly reduced.

Knowing if a Mobile Application is Worth to Invest

Android, Apps, Launcher, Applications, Cellphone

When it comes to investment, many things come to our minds such as cars, condo, stocks and many more. This is because investment is such a big word. If you search the internet and look for the definition of the term investment, you will find that “An investment is an asset or item acquired with the goal of generating income or appreciation. In an economic sense, an investment is the purchase of goods that are not consumed today but are used in the future to create wealth“.  If you think that only those who have plenty of money can invest, then you are wrong. People can invest on cars and homes, for example, if they apply for a loan. There are a lot of institutions and bank that offer loans which is why it is important to vertaa lainoja and determine which loan is perfect for you. If you would want a loan to make a dream come true or combine existing loans, Zmarta compares loan offers for you so you can choose the right loan offer from their banks and institutions. You may also  ant to check out their Loan Calculator and find the right loan for you depending on your plans as well as financial capacity. 

It is not only through stocks, cars, and condo you can invest your money. Because of the technology advancement, a lot of people are investing on mobile applications. But of course, if an idea about an app is presented to you, you must make sure that it is a perfect app idea that is worth to invest.

To help you assess whether the idea is worth to invest, below are some questions which need to be answered in order to see if the creation will reach the investor’s expectation.

1. Is there a great demand from the market? How about the competition? 

Of course you need to know whether an app like the one your are planning to invest to has similar features in the app store. You can look at the app store, crunch base, and mobile action.

2. How Do Others Feel About the Idea? 

Good opportunities to meet people interested in mobile solutions are provided by social media networks and all kinds of tech events.

3. How Big is the Interest?

There are a lot cases when a new invention will fortunately start as a big hit to the industry but after a short period, there will be a sudden decrease of interest from the users.

Major Benefits of Hiring a Tax Accountant for Businesses

Running and managing a business is no easy task. You will be charged with countless of tasks. These tasks have to be performed remarkably to ensure the success of the company or business. In the process however, managers and CEOs have to keep an eye out on their finances and guarantee that bookkeeping, taxes, payroll and everything related to finances is handled accurately every year.

While all these things are important, let’s face the fact that it’s something business owners can’t give enough time on. The solution is simple. Hire a professional accountant who will overlook all the assignments mentioned. As a matter of fact, WOT knows have in-house accountants to ensure that their finances are always on point.

Don’t make Life Hard for Yourself

Besides, there are many benefits of hiring such professional. If you are feeling skeptical or not confident about it, keep on reading.

Accuracy in Bookkeeping

For any organization or company, bookkeeping plays a critical part to its finances. It’s just literally impossible to determine how much money the company is making or losing if there’s nobody doing the bookkeeping. With the presence of experienced accountant, they have the skills and experience to do the bookkeeping fast and efficient. Thus, keeping you informed of your company’s finances whenever you needed.

What about Taxes?

For companies, the tax season is one of the most dreaded situations. They have to sift through all information and figure out what they have to claim and to which deductions best work for them. This is quite troublesome and stressful to do. Therefore, to free themselves from such trouble, they’re hiring accountants to do their taxes instead.

Payroll System, Not a Problem

The business owner is the only person who has control of everything within the business.

Usually though, employees have to operate in an agency and assist customers when coming in. Not only that, you have to do your inventory, office equipment as well as utility bills. Doing all these things on your own will eat great amount of your time – time that can be used on more productive things.

With an accountant however, they will be sorting everything in order. They can even set up your payroll system so by that, you’ll have the confidence that your staffs are paid accordingly and timely every month and that you’re spending within your means.

Knowing Which Tax Filing Method is Best Suitable in Your Situation: Tax Software or Tax Pro

In the present times, there are a lot of ways of making our lives easier and faster. If you are a freelancer, or you have one job, then probably you have been hiring an accountant, enrolled agent or a paid preparer such as Tucson personal tax preparer for them to process your tax return. Some preferred a tax preparer since tax law is constantly changing and not all can stay updated to the current and latest laws. Tucson personal tax preparers are knowledgeable enough to file for your personal taxes easier as well as getting the most out of your tax return. However, this is not always the case. Maybe you know someone who preferred using a tax software or an online app where in some cases, you can even combine these two and change from your desktop to a mobile. It also has its benefits such as accessibility and less costly. The question is, which method is preferable to use? hiring a tax pro or using a tax software?

Tax Software is Not as Reliable as You Think it is 

“A common misconception or incorrect assumption is that tax software will automatically prepare a correct tax return, but that’s only if the preparer understands their tax documents and their tax status. Tax software is great, as long as you enter the right info. However, it’s relying on you to be the tax expert.”

– Randall Brody, enrolled agent (IRS expert)

Most people think that it will be way efficient and less costly to just use a tax software because they see it as a safe-way to file their taxes. But Randall brought out a good point that you still need to be a professional preparer because you will be the one filling up the required details in order to come up with an accurate tax return.

So does that make hiring a tax pro as the best option? the truth is, the preparation method depends on your situation. Below are some factors to consider in deciding which one to choose:

  • Fresh Graduate Students – they are just starting to explore which career path to take. Hence, there is no need yet for a tax pro.
  • Freelancers having Steady Income– a professional tax preparer is best for this group of taxpayer since they are already like those employees with regular salaries. However, if the freelancing is more of a side job, tax software will work fine.
  • Business owners- if you are an owner of a business, then it is better to hire a professional because the tax return is more complicated.

As you can see, there is no right or wrong way of filing taxes. It depends on you which method will best suit in your situation. Hence, lot of thinking and assessment must be done prior to hiring a tax pro or using a tax software.

Financial Management 101: Guides and Tips

Basic Principles of Financial Management

Almost everyone wish that they can use their money in any ways without limitations and worries. Well, the truth is, anyone can do this, but they must accept the fact that eventually they will run out of money and will be full of debts. In order to avoid this, there are simple things you can do starting today to improve your money situation.

No matter how much money you are earning, it is important to organize your finances because it is the first step to creating wealth. Cash loans such as same day loans, which is really of great help, payday loans, and installment loans must be carefully tracked. In addition, there are free open budgeting software helps in tracking all accounts.

To successfully manage your personal finances, you may want to try these helpful steps:

  1. Simplify your Financial Goals- Some may find this unnecessary. but one must really take some time to come up with a specific, long term financial goals. What and where you are planning to invest depends on your overall goal. Say, for example, your goal is to retire early, then you will save more money compared to how people usually save. If your goal is to travel the world, then you will not be able ton retire at an earlier age.
  2. Detailed Financial Plan- In order to successfully achieve your goal, you must have a detailed financial plan. It must have multiple steps that includes creating a budget and how much should you be spending for one month, even paying off your debt. When creating a plan, budgeting is the most important as well as securing an emergency fund.
  3. Stick to a Budget and Avoid Unnecessary Expenses- your budget is the most powerful tool when it comes to financial management. You must be empowered enough to follow your spending plan. It is up to you if you want to make as high level or detailed as long as it will of great help in achieving your financial goal.
  4. Pay Off Borrowed Money- Unfortunately, in most cases, debt is inevitable and is a huge hindrance to achieving one’s goals. Hence, your detailed plan must focus on avoiding debts.
  5. Be Open Minded- If you successfully followed your plan, you must start on deciding where to invest in order to increase your wealth. Seeking for some advice from a financial planner will help you make smart investment decisions.

Make Money By Trading Bitcoins

For the past several years, Bitcoin has successfully built up its momentum and were able to attract millions upon millions of people. The truth is, Bitcoin is the top-rated cryptocurrency in crypto market at the moment.

Even though there are countless of other tokens emerged in the market, none of it comes close to Bitcoin. But the question is, how long will its supremacy will last? That’s a question that nobody knows the answer. What experts and analysts know is, the future for Bitcoins are wonderful and it would keep gaining attention in the coming years.

The million dollar question that people are itching to know about… is it really possible to make millions by investing in cryptocurrency?

Your Millions Begin Here

If you’re a virgin to this, then you are most likely scared and anxious of what is going to happen, what must be done and everything in between. First of all, you need to create an account with exchange. This is if your interest isn’t into Bitcoin mining. Exchange is actually the most basic and the easiest way to buy and sell Bitcoins. However, just be sure that you are with a dependable and reputable exchange platform like http://vipsignals.trade/. The moment that your account is ready, you are all set.

But as mentioned before, it is vital to further understand what your money can afford to buy and what you are buying. Having said that, it is essential to do your homework first and have an idea of:

  • How blockchain network functions
  • Future development of Bitcoins
  • How it beats its competitors
  • Your current financial status and future cash outlay
  • Contractual obligations

There are many other things that you should be mindful about. The things mentioned however are enough to give you idea where you should begin in making money using Bitcoin trading.

A Plan of Attack

To make profits from trading Bitcoin or any other investments that you get yourself into, you probably need a plan to be implemented. In order to execute this, you’ll need daily routine and for this to work, you must know

  1. Price patterns by heart
  2. The time of day the market is volatile and how long
  3. Your internet speed connection
  4. Access to latest cryptocurrency news 24/7
  5. Avoid greediness and walk away when you have made enough returns
  6. Know when to walk away
  7. Never ever put all your money on a single trade. As much as possible, learn to diversify across various coins